PayKeeper’s stablecoin payment infrastructure combines instant settlement with enterprise compliance. Send payments globally in seconds, not days—with the same security and reporting you expect from licensed financial services.
Stablecoin Escrow
Pay Anyone, Anywhere, Instantly.
Why PayKeeper for Stablecoin Payments?
Wire transfers take 2-5 days. International payments involve multiple intermediaries, each taking a cut. Cross-border fees can exceed 3-5% of transaction value.
Stablecoin payments solve these problems, PayKeeper bridges that gap.
Flow of Funds Options
Stablecoin to Stablecoin
1. Buyer funds the escrow wallet in an approved, reserve‑backed stablecoin.
2. On each milestone, PayKeeper releases to supplier/agents in the same stablecoin.
3. Best for time‑sensitive lanes and parties comfortable holding or self‑converting.
Stablecoin to Fiat
1. Buyer funds in stablecoin.
2. Supplier elects automatic off‑ramp to local currency at release.
3. Best when buyers want instant funding but suppliers prefer bank settlement.
Fiat to Stablecoin
1. Buyer wires/ACH; funds are held in escrow.
2. PayKeeper releases to supplier in stablecoin for faster access and optional self‑conversion.
Fiat to Fiat
1. Traditional bank rails on both sides, with PayKeeper providing the neutral escrow, milestone control, and reconciliation.
2. Best for conservative parties who still want programmable releases and visibility.
Why It’s Better Than Existing Options
Vs. Wire Transfers
- Instant settlement instead of 2-5 business days
- 90% lower fees on international payments
- 24/7/365 availability—no weekend or holiday delays
- Real-time tracking and confirmation
Vs. Traditional Payment Processors
- Direct settlement without multiple intermediary banks
- No chargebacks or payment reversals
- Transparent, fixed fees—no hidden FX spreads
- Programmable payments with smart contract integration
Vs. Direct Crypto Wallets
- Enterprise compliance (KYC/AML/sanctions screening)
- Consolidated accounting and tax reporting
- Multi-signature approval workflows
- Integration with existing ERP and accounting systems
Technology Integration
RESTful API
Complete programmatic control over payment initiation, recipient management, and transaction monitoring. Integrate stablecoin payments directly into your existing systems.
Webhook Notifications
Real-time alerts for payment status changes, confirmations, and exceptions. Keep your team and systems synchronized across all payment activity.
Unified Ledger
Single source of truth for all payment activity—fiat and stablecoin—with complete transaction history powered by PayKeeper's enterprise-grade infrastructure.
Multi-Signature Security
Customizable approval workflows ensure no single person can authorize payments. Set spending limits, require multiple approvals, and maintain full audit trails.
Frequently Asked Questions
What do we need to get started?
Complete our business onboarding (KYB/KYC), connect your bank account or wallet, and verify your recipients. Most clients are sending payments within 48 hours of signup.
Do our recipients need cryptocurrency wallets?
Only if they want to receive stablecoins directly. For recipients preferring traditional currency, PayKeeper handles the conversion and delivers via bank transfer—they never interact with crypto.
How does my accounting team book the transactions?
PayKeeper provides complete transaction reporting compatible with QuickBooks, NetSuite, Xero, and other accounting platforms. Stablecoin payments are recorded as USD (or EUR) transactions with complete audit trails.
Are there transaction limits?
Stablecoin payments have no practical upper limit. Traditional banking rails follow standard ACH/Wire limits. Contact us for high-volume requirements.
Is it available in my country?
PayKeeper maintains compliance across all US states and work with international clients in jurisdictions where stablecoins are permitted.
What happens if there's a dispute?
Our platform includes built-in dispute resolution workflows. Funds remain in escrow until resolved through our mediation process or as directed by the parties.
Which stablecoins are supported?
We support approved, reserve‑backed stablecoins such as USDC, USDT and EURC. Availability can vary by corridor and jurisdiction; your PayKeeper rep will confirm supported assets and chains for your lane.
How are compliance and sanctions handled?
We perform KYB/KYC for counterparties, run sanctions checks, and use chain‑analytics for on‑chain funds. Transactions from sanctioned addresses or restricted jurisdictions are blocked.
Can we automate payouts to multiple recipients (supplier, agent, forwarder)?
Yes. Milestones can include multi‑party splits (fixed or percentage) with separate remittance details for each recipient. This eliminates side invoices and speeds everyone’s cash cycle.
What happens if there's a payment error?
Most payment issues (wrong amount, incorrect recipient) can be resolved by contacting the recipient directly—blockchain transactions are irreversible. PayKeeper provides recipient verification steps to minimize errors. For fiat off-ramp errors, we work with banking partners to recall funds.
What security measures protect our funds?
Multi-signature wallet architecture, hardware security module (HSM) key storage, and customizable approval workflows. All funds are held with regulated custodians. SOC 2 Type II certified infrastructure. Real-time monitoring and anomaly detection.
Schedule a Demo
See PayKeeper Multi-Rail Escrow in action. We’ll walk through your specific use case and show you how to eliminate payment delays.
Start a Pilot
Work with our team to set up a limited pilot with 5-10 transactions. Test stablecoin disbursement with real payments in a controlled environment.
Go Live in Weeks
Our streamlined onboarding gets enterprise clients operational in 2-4 weeks. Developer API access available immediately.