Credit card, ACH, and Tap-to-Pay built just for contractors
Payment Processing
A payment tool for pros in the field
Send payment links by text or email, accept credit, debit, ACH, tap-to-pay, or mobile check deposits — all without card readers or complicated setup. From deposits to final draws, PayKeeper makes payments easy. Unlike generic processors, we understand contractor workflows and help protect you from chargebacks and disputes. Where Stripe accepts every dispute, PayKeeper actively supports you with documentation, job context, and contractor-specific policies to keep your cash flow safe.
PayKeeper Payments
- Fast Approval for ACH, Card & Tap
Get cleared quickly with none of the red tape or retail roadblocks. - Lower Fees That Don’t Cut Into Your Margin
Simple, transparent pricing — built to work for service-based businesses. - Tap-to-Pay Support
Turn your phone into a card reader — no hardware required. - Mobile Check Deposit
Still get checks? Snap a photo and deposit it straight into your account. - Fewer Chargebacks, Real Support When They Happen
We help you push back with job photos, documents, and payment milestones. - Custom-Branded Invoicing
Your company name and logo on every invoice — no generic templates. - QuickBooks Integration
Payments sync into your books automatically. - Team Access Controls
Let the crew or office staff send invoices without giving full account access.
How It Works
- Start the job
Create an invoice or set up a project in seconds. - Send a link or Tap-to-Pay
Text or email it — or collect in person with tap-to-pay. - Get paid
Accept cards, ACH, or checks (via mobile deposit). - Track it
See what’s paid, pending, or overdue in one simple dashboard - Move on
Auto-reminders follow up for you. You stay focused on the work
Two Ways to Get Paid
PayKeeper gives you the flexibility to collect payments the way each job demands — all from the same platform.
Standard Payments
For everyday jobs — quick, easy, and direct.
Perfect for service calls, repairs, maintenance visits, or smaller projects.
- Send a simple payment link by text or email
- Accept credit, debit, ACH, tap-to-pay, or mobile check deposit
- Branded invoices keep you looking professional
- Funds go straight to your account — no delays, no extra steps
- Auto-reminders keep things moving without awkward follow-ups
Escrow Payments
For larger jobs that need more structure and security.
Ideal for installs, remodels, multi-phase work, or anything milestone-based.
- Funds are held securely until agreed-upon conditions are met
- Payouts can be tied to inspections, lien waivers, or progress documentation
- Both you and the customer stay protected and on the same page
- Built-in transparency builds trust and reduces payment risk
- Upgrade anytime — no separate tools or platforms required
Feature
PayKeeper Payments
Stripe/Square/QuickBooks
Built for Field Work
✅ Yes — designed for jobs & crews
❌ Retail or e-commerce focused
SMS/Email Pay-by-Link
✅ Core feature
⚠️ Optional or buried
Fast Contractor Approvals
✅ Get cleared quickly
❌ Slow or flagged as risky
Low, Transparent Fees
✅ Competitive & simple
❌ Higher or hidden costs
Tap-to-Pay Support
✅ Native tap-to-pay on mobile
⚠️ Extra setup or hardware needed
Mobile Check Deposit
✅ Built in
❌ Not available
Chargeback Protection
✅ Job-based documentation
❌ Default to customer
Team Permissions
✅ Full control
⚠️ Limited or clunky
Escrow & Financing Upgrades
✅ Native PayKeeper features
❌ Not supported
Frequently asked questions
What’s the best payment processor for contractors?
PayKeeper is the payment processor built specifically for contractors, not for retail. From quick service calls to multi-phase installs, PayKeeper lets you send branded payment links by text or email, accept tap-to-pay, ACH, or mobile check deposits, and even hold funds in escrow for bigger jobs. You get fast approvals, lower fees, and tools made for the field — all with real support when things go wrong.
How do I accept tap-to-pay on my phone as a contractor?
With PayKeeper Payments, your smartphone becomes a tap-to-pay card reader — no dongles or extra hardware required. Just open the app, tap the card, and get paid on-site in seconds. It’s fast, secure, and perfect for field work.
How do I protect my business from unfair chargebacks?
Unlike generic processors like Stripe or Square, PayKeeper protects contractors with built-in job documentation. You can tie payments to milestones, photos, lien waivers, or other proof of work, so if there’s ever a dispute, you’re not left defenseless.
How can I prove a job was completed if a customer disputes a charge?
PayKeeper lets you upload project photos, contracts, and milestone records directly within the payment process. These materials are used to push back on disputes, so your side of the story is heard, and your payment is protected.
What’s the easiest way to invoice and collect payment in the field?
PayKeeper makes invoicing and payment collection simple and mobile-first. You can send a branded invoice link by text or email, or accept payment on the spot via tap-to-pay or check photo. No account setup needed for your customer — they just click and pay.
Does PayKeeper integrate with QuickBooks (and other ERPs)?
Yes — PayKeeper integrates directly with QuickBooks, syncing all your payments and invoices into your books automatically. It helps eliminate double entry and keeps your financials clean. More CRM integrations are being added regularly.
Is there a limit on transaction size?
No hard caps. PayKeeper supports large transactions, including multi-phase projects and milestone-based escrow. Whether it’s a $300 repair or a $300,000 install, you can get paid safely and securely — with no delays.
