International Payments

PayKeeper supports any international transaction where secure, verified payment is important—including import/export of goods, international service contracts, cross-border equipment purchases, international construction projects, licensing agreements with foreign partners, and any business transaction involving parties in different countries. If you need to ensure payment only happens when specific conditions are met, PayKeeper’s international escrow is the right solution.

When using stablecoins for your international transaction, the buyer deposits USDC or USDT into the PayKeeper escrow account. These funds remain as stablecoins throughout the transaction, maintaining their dollar-denominated value. Once all verification conditions are met, PayKeeper releases the stablecoins to the seller’s designated wallet address. Sellers can hold stablecoins, convert them to their local currency through cryptocurrency exchanges, or use them for other business purposes. The entire process typically completes in under 30 minutes from final verification to fund receipt.

Absolutely. PayKeeper’s multi-rail escrow allows the buyer to deposit funds via traditional bank transfer while the seller receives disbursement as stablecoins, or vice versa. This flexibility ensures both parties can use their preferred payment method without requiring both sides to adopt the same approach. PayKeeper handles the conversion and coordination, so you just focus on your transaction milestones.

Verification requirements are customized for each transaction based on what you and your counterparty agree upon. Common verification requirements include: shipping confirmation with tracking numbers, proof of delivery signatures or photos, inspection reports confirming quality and specifications, customs clearance documentation, certificates of origin or compliance, or time-based inspection periods. The PayKeeper platform makes it simple to upload documentation and photos directly through the app, and both parties can track verification status in real time.

PayKeeper’s traditional foreign exchange capabilities support major currencies worldwide through our banking partners. Stablecoin payments work globally—anywhere parties have access to USDC or USDT wallets and cryptocurrency exchanges for local currency conversion. By using dollar-denominated stablecoins, you eliminate the complexity of managing multiple foreign currencies; but other non-USD indexed widely adopted stablecoins can be supported, based on agreement between the parties. in  Whether you’re transacting between the United States and Europe, Asia, Latin America, or anywhere else, PayKeeper’s multi-rail escrow provides the flexibility and security you need.

Yes. PayKeeper is a federally licensed escrow company (NMLS 2401821) held to strict regulatory standards for fund protection. Your funds are held in segregated escrow accounts, completely separate from PayKeeper’s operating funds. We use bank-level security protocols, encryption, and enterprise infrastructure. Your money remains yours until the exact conditions you agreed upon are verified and met—PayKeeper simply provides the secure, neutral environment for the transaction.

Transaction timelines vary based on your specific requirements, but PayKeeper dramatically accelerates the payment portion. With traditional international wire transfers, payment processing alone takes 3-5 business days. Stablecoin settlements complete in minutes once verification conditions are met. The overall transaction timeline depends on your milestones—shipping times, customs clearance, inspection periods, or other requirements you define. But PayKeeper ensures the payment component doesn’t become a bottleneck in your international deal.

Disputes are submitted through the PayKeeper platform by either party. When a dispute is opened, we place a hold on all future payouts from the escrow account until resolution. Both parties work together to resolve the dispute, submitting evidence and documentation through the platform. PayKeeper provides the neutral escrow environment and documentation trail, but resolution remains between the transaction parties. The dispute feature ensures neither party can unilaterally move forward without addressing concerns, protecting both buyers and sellers throughout the process

Not at all. While stablecoins provide significant advantages for international payments, PayKeeper makes them accessible even if you’ve never used cryptocurrency before. Our platform provides simple instructions for depositing and receiving stablecoins, and our team can guide you through wallet setup if needed. However, you’re never required to use stablecoins—traditional banking options remain available for every transaction. Many PayKeeper clients start with familiar bank transfers and transition to stablecoins once they see the speed and cost advantages firsthand.